Debt is bad! At least that's what most people think. Are they correct? If not, is debt good then? Well, it really depends. Whether debt is good or bad depends on the reason for incurring the debt, and whether you can afford to repay it.
Debt is a complex concept. If you use debt carelessly and irresponsibly, you'll get into financial trouble. On the other hand, if debt is used in a calculated and intelligent manner, it can help you build tremendous wealth. Therefore, you must be able to distinguish between good debt and bad debt if you want to be successful financially. What is the difference between good debt and bad debt?
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A grateful person is a happy person. Many spiritual traditions maintain this. Even science backs the claim that gratitude makes people happier. It was found in scientific researches that grateful people experience lower levels of depression and stress. They also demonstrate higher levels of life satisfaction, positive emotions, optimism and vitality.
Let me share with you a story of a blind girl…
Ever wonder why most people are not wealthy? Without a doubt, people would love to have some extra money. Better still, they want to have enough money so that they never need to worry about finances again. However, given the opportunities that most of us have in the countries we live in, why is it that many people can’t achieve financial freedom and retire young?
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