There are 2 ways to make money - by working (for someone or for yourself) or by having your assets work for you. If you keep your money under your pillow instead of investing, your money isn't working hard for you. Investors build wealth by having their money generate interest, buying assets that generate income, and accumulate any other valuable things that increase in value over time. It is crucial that you invest in your financial education first before you start to invest your money. Read the recommended books to understand investment philosophies and explore the various investment vehicles to grow your wealth.