Debt is a part and parcel of life in our modern society. It can help you buy a car, own a home, or expand your business. Debt properly managed can help improve your life and get things accomplished. If debt is not managed well, it destroy your financial future. Managing debt involves budgeting, changing spending habits, knowing your net worth, using debt to increase wealth, creating retirement funds, etc. Read the recommended books on debt management to learn strategies to help you manage debt wisely for a secure financial future.