People are getting more health-conscious nowadays. Their growing expenditures on gym memberships, fitness equipment, health supplements, organic foods, etc. are testament to this fact. Surely, it’s not difficult for you to find health-conscious colleagues and friends around you. While most people are concerned about their physical health, they don’t really pay much attention to their financial health. Most people don’t have the habit of conducting regular financial health checks for themselves. They simply don't care or don’t know how to.
My friend Joshua Yeary from America has developed an excellent scoring method known as the Personal Finance (PF) Score, which helps to determine a person's financial fitness level. To calculate your PF score, you'll need to establish your net worth and your yearly expenses. Taking your net worth and dividing it by your annual expenses, you’ll get your PF score (PF Score = Net Worth ÷ Annual Expenses).
Kelvin is a millionaire investor and landlord. He is financially free by 39 with his assets generating multiple streams of income to sustain his desired lifestyle. Kelvin owns a multi-million dollar property portfolio in Singapore, Australia and Malaysia. He holds a Bachelor of Business (Dean's List) degree and a Business Management diploma. Read more.
Copyright © 2011 Kelvin Wong
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